Sunday, October 27, 2013

Do Credit Scores Matter?

Time to whip out the mailbag and do a little work answering questions instead of staring out the window pondering the meaning of life, day light savings time (coming up next week) and just how many candy bars can one can eat without crossing over from just enough of a sugar buzz to over-the-top-sugar-bat-nut-crazy. (It's a fine line).

Howard The Shelter Cat
Yep, these are the things that keep me from doing what I need to do. It's no help that Howard The Shelter Cat remains lackadaisical by it all.

Someone needs to work, though, and for the time being, apparently I'm it. So here we go…

Dear Home Diva,
Does your credit score really matter that much when it comes to buying a home?
Keeping Score

Dear Keeping Score, 

As with most things in life, the highest score wins. The higher your credit score, the easier it is to obtain your goals.  My mortgage adviser tells me credit is everything followed closely by income. 

Most realtors work closely with a mortgage adviser to help home buyers overcome whatever financial hurdles they might have in their lives, find the best mortgage options and help walk them through the financial loan process. 

If credit is an issue for you, a good mortgage adviser can provide some tips for you to help get you in financial shape. 

And, best of all? The advice is free. 

The Home Diva

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